Call Us 760-333-2494 ☰ ˟
Logo
Call Us 760-333-2494
CA License No. 6003686
  • Home
  • Get A Quote
    • Automobile
    • Farm
    • Homeowners
    • Life
    • Renters
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
  • Resources
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About Floodgate Agency Insurance Solutions
    • Location Map
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Farm Icon

Farm

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Information for Life Insurance Quotation

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified and licensed life insurance professional.

Contact Us Today!
760-333-2494

Social Social Social Social Social Social

Resources

  • Products
  • Customer Service
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

69930 Highway
Suite 204B
Rancho Mirage, CA 92270

Ph: 760-333-2494 | info@thefloodgateagency.com
The Floodgate Agency Inc DBA: Floodgate Agency Insurance Solutions [The]
© Copyright. All rights reserved. | Powered by Insurance Website Builder